Designed for borrowers who don’t fit traditional guidelines — self-employed, investors, or unique properties.
Smart solutions for investors and unique properties when others say no.
For Savoy and Rookie Investors Alike
DSCR (Debt Service Coverage Ratio) — qualify based on the property’s rental income, not personal income.
Bank Statement Loans — use 12–24 months of business or personal bank statements to document income.
Profit & Loss Only — qualify using a CPA-prepared P&L statement instead of full tax returns.
1099-Only Programs — for independent contractors and gig workers, qualify using your 1099s without full tax returns.
No-Doc Loans — minimal documentation, higher down payment, and rates, but designed for experienced investors with strong assets.
Condo Solutions for All
Non-warrantable condos don’t have to mean “no loan.” While many lenders shy away from these properties, I specialize in finding solutions others overlook. Whether it’s due to a high investor ratio, pending litigation, low reserves, or another common hurdle, I have access to a wide range of non-QM and portfolio programs that can make it work. If the property makes sense, chances are I can get it done — even when traditional guidelines say no.
Get In Touch
NEXA Mortgage
NMLS 1660690
Company State License #: AZMB - 0944059
Address: 5559 S Sossaman Rd. Bldg#1 STE 101, Mesa, AZ 85212
www.NEXAmortgae.com
https://nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/1660690
Hours of Operation:
Mon - Fri 7-8 PM
Saturday 8-5 PM
Sunday 10-2 PM
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